Stamp Duty Calculator

First-time buyer relief, compared

First-time-buyer relief exists in England, Northern Ireland and Scotland, but not in Wales — a genuine policy difference, not an oversight.

First-time buyer relief by nation
NationReliefPrice cap
England & Northern IrelandReduced rate up to the price cap£500,000 (withdrawn entirely above this — a cliff, not a taper)
ScotlandWider nil-rate bandNo price cap on eligibility
WalesNoneNot applicable — the Welsh Government's stated position is that the high nil-rate band (up to £225,000) already serves the same purpose.

Calculate your own figure as a first-time buyer in any of the three nations.

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